Dear Fellow Investor,
Many people, just like you are frustrated with low returns on your investment dollars. In response to that problem, we’ve created a solid program that will eliminate the low returns that you’re now receiving, and pay you a passive, predictable 10% to 12% interest from real estate notes.

I’m Milton Yates, a professional real estate investor and member of the Association for Real Estate Investment Professionals. My partner and I are not financial planners, but fulltime buyers of single-family investment properties throughout the DC Metropolitan Area and the Dallas/Ft Worth Metroplex. Our company, A.S.A.P. Community Solutions, Inc. specializes in finding good deals in these areas.

When we pay cash for a house, we use private lenders instead of using our own funds or bank loans. Since we get a very high return on our own cash, we can offer our private lenders a high yield when using their money to fund our deals.

Maximum loan to value is 80% on a first mortgage. That means we borrow up to $80,000 on a $100,000 property. The money we borrow is secured by a 1st note and mortgage. Our investor gets between 10-12% interest. Quarterly payments are interest only. Your full principle is returned to you at the end of the term. Interest only payments keep 100% of your principal working for you. Most loans have a balloon payment due in 2 to 5 years. Each individual investor determines the term of the promissory not.

The interest rate is determined by the payment schedule. Quarterly interest only payments are fixed at 10% and deferred payments are 11%.
Sometimes we borrow offering a 2nd mortgage. Maximum loan to value is 85% on a second mortgage. In the above example for instance, if there is a first mortgage of $50,000, then we can offer our investor a second mortgage of (up to) $35,000. In the case of a second position, we pay 12% deferred.

Our corporation borrows the funds from you to transact our real estate deals and payments come directly from us. It’s a hands-free, hassle free opportunity to enjoy very attractive returns.

Let’s look at an example investing $10,000 for 36 months with compounded interest. A bank CD paying 2% will grow to $10,600 in 36 months for a gain of $600. A real estate note paying 12% will grow to $13,600 after 36 months for a gain of $3,600! That’s a 600% greater return. Would you like to have some of your idle cash or retirement funds working like that for you?

To invest, we would first find out how much you are looking to tie up and for how long. We would then look for a deal that will meet your criteria. Once the property is located, we would call you, give you all the details and then you would decide to participate or not. There’s never any obligation until after you approve the deal.

We never co-mingle or pool funds together. One investor…one note and mortgage.

When you decide on a particular deal, you will send funds directly to our closing agent at a local title company when we’re ready to close. We’ll never accept your funds directly.

For some investors we can offer selling existing notes secured by real estate at a discount to yield 11-15%. These types of deals are less common but opportunities to buy discounted notes occur now and then. Discounted notes would require further explanation regarding risks.

All the houses used as collateral will be located in the DC Metropolitan Area and the Dallas/Ft. Worth Metroplex. We keep the money here in the community. You can drive by the property you are lending upon at any time. Over time you’ll notice neighborhoods improving as a direct result of your involvement. We improve homes and neighborhoods with the work that we do.

Whether you invest with our company or someone else’s, there are 9 things you absolutely should know about regarding private lending.

1. What is Prepayment Privilege? This term describes a privilege in a
mortgage permitting the borrower to make payments in advance of their due date without penalty.

2. What is the Rule of 72? If an investor is earning a 12% return on
his/her money, the question may come up. “how long will it take to double my money at this rate of return?” Using the Rule of 72, simply divide the magic number (72) by the investor’s rate of return
(12). The answer (6) is the number of years it would take to double the investment.

3. How is the Real Estate Market locally? Home sales have dropped sharply over the last few months, significantly down from the previous year. Our market rate of appreciation is 4.6%. Agents blame sales drops on several factors including an increased supply of homes for sale, rising mortgage interest rates and a competing pool of new construction.

4. What is a Foreclosure? A foreclosure is the forced sale of a piece of real estate to repay a debt that is owed to either a lending company or the government. Frequently our company will target the foreclosure market. There are several ways to help individuals in distress situations as well as realize significant discounts on properties.

5. What is a Lease Option? A leas option is a form of owner financing. The lease option has two distinct and separate parts. There is a lease, which is just a normal rental lease agreement. Then there is an option agreement, which is a separate agreement that spells out the terms and conditions of the agreement to purchase the real estate. The Option agreement is a unilateral agreement between tenant-buyer and seller in where the tenant-buyer has the right to buy or not to buy within the time frame of the agreement. The power is with the option holder. He/she is not obligated to purchase property

6. What’s the difference between a mortgage, a lien, and a note?
A mortgage, is a device used to create a lien on real estate by contract. The mortgage is an instrument that the borrower (called the mortgagee) as a security for a debt, also called hypothecation. A lien is a claim against an item by another party, which utilizes that item as security for repayment of a loan or other claim. A lien affects the ability to transfer ownership. A note is a written promise to pay a specific amount on demand or on a certain date

7. What is a 1st mortgage verses a 2nd mortgage? A first mortgage is a lien in first position against a property that is usually the balance of the loan used to purchase a property in the first place. All other loans against the property are subordinate to this loan. A second mortgage is another loan secured by the property much like a first mortgage. It is a loan, which is subordinate to the first mortgage.

8. What is a 9-day sale? A 9-day sale is a method used to sell a
property in 9 days Our company will occasionally sell a property
either for all cash or on terms using this sales method. The goal is to
advertise for 9 days then hold one 2-hour open house on a Saturday
and take bids for the best reasonable offer. Once all the bids are
received, a round robin bidding process takes place where buyers bid
up the price of the home. The last time we sold a house using this
method we had over 45 people to the open house, and we realized an
1,818% ROI in 16 days.

9. www.Moneysense.com says the easiest way to add real estate to your portfolio without actually buying an apartment building is to invest in real estate investment trusts or through private lending.

So if you’d like to learn more, I invite you to call me directly. Our office number is 202.327.5435. If you call after hours, or get my voicemail please leave a message. There is more I can share with you over the phone than an online report can communicate, so don’t hesitate to call. We are local to the Washington DC Area and the Dallas/Ft. Worth Metroplex and we are active members of the Association for Real Estate Investment Professionals. There is never any obligation for anything until an agreement is signed. Additionally, all information you provide will be held strictly confidential.

Below is my contact information. Thanks so much for reading this report and I look forward to hearing from you very soon.


Sincerely,



Milton B. Yates
Managing Member
A.S.A.P. Community Solutions, Inc.
1025 Connecticut Ave., NW Suite 1000
Washington, DC 20036
www.InvestWithMilton.com
milton@miltonyates.com
o. 202.327.5435
f. 1.800.343.8656

Yes! I'm interested in taking the next step toward earning a high return on my SAVINGS and IRA dollars, safely SECURED by real estate. Please contact me immediately.
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